1. This competition is open to residents of Australia and New Zealand aged 18 years or older only and closes on January 31 2019.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. There is no limit to the number of entries per person.

5. This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must answer the following: “What’s your best ever garage storage or organisational tip?” Readers must submit entries online at http://www.handyman.net.au/chamberlainor http://www.handymanmagazine.co.nz/chamberlain.

6. The best 4 entries, as determined by the judges in their discretion, will each win one Chamberlain HandyLift myQ, valued at AU$499 (NZ$699).

7. The prizes are not transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered within six to eight weeks of the winners being chosen.

9. The prize winners will be notified by email.

10. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used. The Promoter accepts no responsibility for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion or the on-line portion of the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion.

11. All entries (which shall include the literary works comprising the reply to the promotional question) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

12. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

13. The Promoter’s decision on all matters pertaining to this promotion is final.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in New Zealand (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize

16. The Promoter is Direct Publishing Pty Ltd (ABN 81 000 565 471), 431 Warringah Road, Frenchs Forest, 2086, in Australia.

1. This competition is open to residents of Australia and New Zealand aged 18 years or older only and closes on January 24 2019.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. There is no limit to the number of entries per person.

5. This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must answer in 25 words or less: “What will you make with your new Stanley toolkit?” Readers must submit entries online at http://www.handyman.net.au/stanley or http://www.handymanmagazine.co.nz/stanley.

6. The best 3 valid entries, as determined by the judges in their discretion, will each win one prize pack. The prize consists of Stanley 50L Rolling Tool Chest, $69. Stanley 16-piece Cushion Grip Screwdriver Set, $35. Stanley 16oz 455g Fibreglass Claw Hammer, $20. Stanley 500mm 7 TPI Heavy Duty Hand Saw, $10. Stanley 24T x 12″ Carbon Steel D Shape Hacksaw, $10. Stanley Retractable Trimming Knife, $10.25. Stanley 250mm Adjustable Wrench, $23. Stanley 600mm Classic Box Level, $25. Stanley FatMax 8m Tape Measure, $27.90. Stanley 300mm Metric Combination Square, $29.90. Stanley 5 Piece 5002 Series Chisel Set, $36. Stanley 180mm Dynagrip Combination Pliers, $16. Stanley 180mm Dynagrip Diagonal Cutting Pliers, $16. Stanley 200mm Dynagrip Long Nose Pliers, $18. Stanley 176-piece Tool Kit with Carry Case, $159.

7. The total prize value is over AUD$1540 (inclusive of GST), consisting of 3 x $513 Stanley prize packs. The prizes are not transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being chosen.

9. The prize winners will be notified by email and published on the Handyman website.

10. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used. The Promoter accepts no responsibility for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion or the on-line portion of the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion.

11. All entries (which shall include the literary works comprising the reply to the promotional question) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

12. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

13. The Promoter’s decision on all matters pertaining to this promotion is final.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in New Zealand (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize

16. The Promoter is Direct Publishing Pty Ltd (ABN 81 000 565 471), 431 Warringah Road, Frenchs Forest, 2086, in Australia.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. There is no limit on the number of entries per person.

5. This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must, in 25 words or less, tell us why the war on waste is so important for kids! Readers must submit entries online at http://www.handyman.net.au/tumbleweed for Australian residents andhttp://www.handymanmagazine.co.nz/tumbleweed for New Zealand residents.6. The best 8 (eight) valid entries from Australia and 12 (twelve) from New Zealand as determined by the judges in their discretion, will each win one prize pack. The prize consists of AU: 1 x Can-O-Worms, $69.70. 1 x Round Worm Farm Blanket, $11.20. 1 x 1000 Tube-O-Worms, $86. 1 x Worm Farm & Compost Conditioner, $12.24. 1 x Organi-Bin, $19.95; and NZ: 1 x Can-O-Worms, $99. 1 x Round Worm Farm Blanket, $10.90. 1 x 1000 Tube-O-Worms, $AU86.* 1 x Worm Farm & Compost Conditioner, $14.90.1 x Organi-Bin, $AU19.95.* (*Product not available for purchase in NZ.)

7. The total prize value is AUD$1592.75 for the AU prize packs and $1846 for the New Zealand prize packs (inclusive of GST). The prizes are not transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being chosen.

9. The prize winners will be notified by email and published on the Handyman website.

10. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used. The Promoter accepts no responsibility for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion or the on-line portion of the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion.

11. All entries (which shall include the literary works comprising the reply to the promotional question) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

12. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

13. The Promoter’s decision on all matters pertaining to this promotion is final.14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in New Zealand (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize

16. The Promoter is Direct Publishing Pty Ltd (ABN 81 000 565 471), 431 Warringah Road, Frenchs Forest, 2086, in Australia.

1. This prize scheme is open to residents of Australia aged 18 years or older only and closes on 20 June 2018.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. There is no limit on the number of entries per person.

5.     This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must, in 10 words or less, come up with a fun slogan about composting or worm farming. Readers must submit entries online at http://www.handyman.net.au/tumbleweed.

6. The best 6 (six) valid entries, as determined by the judges in their discretion, will each win one prize pack. The prize consists of four Tumbleweed Worm Cafe prize packs, worth $191 each, and two Tumbleweed Pet Poo Worm Farm prize packs, worth $359 each. Each Tumbleweed Worm Cafe prize pack contains a Worm Cafe, Worm Farm Bedding Block, Tube-O-Worms 1000 Worms, Worm Farm & Compost Conditioner and Worm Blanket. Each Tumbleweed Pet Poo Worm Farm prize pack contains a Pet Poo Worm Farm, Worm Farm Bedding Block, Tube-O-Worms 2000 Worms, Worm Farm & Compost Conditioner and a Compost Mate.

1. This prize scheme is open to residents of New Zealand aged 18 years or older only and closes on 25 July 2018.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. There is no limit on the number of entries per person.

5.     This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must, in 10 words or less, come up with a fun slogan about composting or worm farming. Readers must submit entries online at http://www.handymanmagazine.co.nz/tumbleweed.

6. The best 9 (nine) valid entries, as determined by the judges in their discretion, will each win one prize pack. The prize consists of four Tumbleweed Compost Tumbler prize packs, worth $213 each, and five Tumbleweed Worm Cafe prize packs, worth $124 each. Each Tumbleweed Compost Tumbler prize pack contains a 200L Compost Tumbler and Worm Farm & Compost Conditioner. Each Tumbleweed Worm Cafe prize pack contains a Worm Cafe, Worm Farm Bedding Block, Worm Blanket and Worm Farm & Compost Conditioner. (Worms are not included, but are available for purchase off the shelf at Bunnings in New Zealand).7. The total prize value is NZ$1472, (inclusive of GST). The prizes are not transferable, exchangeable or redeemable for cash.

1. This prize scheme is open to residents of Australia aged 18 years or older only and closes on 20 June 2018.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. There is no limit on the number of entries per person.

5.     This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must, in 10 words or less, come up with a fun slogan about composting or worm farming. Readers must submit entries online at http://www.handyman.net.au/tumbleweed.

6. The best 6 (six) valid entries, as determined by the judges in their discretion, will each win one prize pack. The prize consists of four Tumbleweed Worm Cafe prize packs, worth $191 each, and two Tumbleweed Pet Poo Worm Farm prize packs, worth $359 each. Each Tumbleweed Worm Cafe prize pack contains a Worm Cafe, Worm Farm Bedding Block, Tube-O-Worms 1000 Worms, Worm Farm & Compost Conditioner and Worm Blanket. Each Tumbleweed Pet Poo Worm Farm prize pack contains a Pet Poo Worm Farm, Worm Farm Bedding Block, Tube-O-Worms 2000 Worms, Worm Farm & Compost Conditioner and a Compost Mate.

7. The total prize value is AUD$1482, (inclusive of GST). The prizes are not transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being chosen.

9. The prize winners will be notified by email and published on the Handyman website in July 2018.

10. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used. The Promoter accepts no responsibility for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion or the on-line portion of the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion.

11. All entries (which shall include the literary works comprising the reply to the promotional question) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

12. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

13. The Promoter’s decision on all matters pertaining to this promotion is final.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in New Zealand (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize

16. The Promoter is Direct Publishing Pty Ltd (ABN 81 000 565 471), 431 Warringah Road, Frenchs Forest, 2086, in Australia.

TO SERVE YOU BETTER – OUR PRIVACY STATEMENT Direct Publishing Pty Ltd (Trading as Reader’s Digest or RD) collects your information to provide our products and services and mag use your information for the marketing of RD and/or selected corporate partners. If the information is not provided you will not be able to access our products or services. Our Privacy Policy at www.handyman.net.au/privacy-policy and www.handymanmagazine.co.nz/privacy-policy contains full details on how your information is used (including how we may share your information with our affiliate companies), how you may access or correct information held and our privacy complaints process.

1. This prize scheme is open to residents of Australia aged 18 years or older only and opens November 23, 2017. All entries close at 5pm AEST on January 18, 2017.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. Limit of one entry per person.

5.     This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must answer in 25 words or less: “Tell us in 25 words or best gardening tip”. Readers must submit entries online at http://www.handyman.net.au/tumbleweed.

6. The best 3 valid entries, as determined by the judges in their discretion, will each win one prize pack. The prize consists of 1 x 220L Compost Tumbler, $188, 1 x Worm Feast, $30, 1 x Worm Farm & Compost Conditioner, $12, and 1 x Tube-O-Worms, $55.

7. The total prize value is AUD$855, (inclusive of GST), consisting of 3 x $285 Tumblweed prize packs. The prizes are not transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being chosen.

9. The prize winners will be notified by email and published on the Handyman website in March 2018.

10. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used. The Promoter accepts no responsibility for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion or the on-line portion of the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion.

11. All entries (which shall include the literary works comprising the reply to the promotional question) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

12. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

13. The Promoter’s decision on all matters pertaining to this promotion is final.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in New Zealand (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize

16. The Promoter is Direct Publishing Pty Ltd (ABN 81 000 565 471), 431 Warringah Road, Frenchs Forest, 2086, in Australia.

1. This prize scheme is open to residents of Australia aged 18 years or older only and opens November 23, 2017. All entries close at 5pm AEST on January 18, 2017.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. Limit of one entry per person.

5.     This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must answer in 25 words or less: “Tell us in 25 words or less your handiest DIY tip”. Readers must submit entries online at http://www.handyman.net.au/stanley.

6. The best 3 valid entries, as determined by the judges in their discretion, will each win one prize pack. The prize consists of 1 x Stanley FatMax 8m Tape Measure, $27, 1 x Stanley 40-piece Socket Set, $60, 1 x Stanley Smart Measure Pro, $199, 1 x Stanley 16-piece Cushion Grip Screwdriver Set, $35, 1 x Stanley FatMax 400mm Digital Level, $90, 1 x Stanley Rolling Workshop, $79, and 1 x Stanley FatMax Pro Retractable Knife, $27.

7. The total prize value is AUD$1548, (inclusive of GST), consisting of 3 x $516 Stanley prize packs. The prizes are not transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being chosen.

9. The prize winners will be notified by email and published on the Handyman website in March 2018.

10. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used. The Promoter accepts no responsibility for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion or the on-line portion of the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion.

11. All entries (which shall include the literary works comprising the reply to the promotional question) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

12. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

13. The Promoter’s decision on all matters pertaining to this promotion is final.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in New Zealand (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize

16. The Promoter is Direct Publishing Pty Ltd (ABN 81 000 565 471), 431 Warringah Road, Frenchs Forest, 2086, in Australia.

Australian Handyman Mitsubishi Heavy Industries Competition 2017

Australian Handyman ‘Cash For DIY’ Competition 2017

1. This prize scheme is open to residents of Australia and New Zealand aged 18 years or older only and runs throughout 2017.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality and/or creativity of their entry. To enter, readers must submit an original story describing their DIY project and accompanying images. Readers may submit entries via email to handyman@rd.com.

5. The best valid entries, as determined by the judges in their discretion, will be published in a future issue of Handyman magazine and each winner will receive a prize comprising of AU$300.

6. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being judged.

7. The prize winners will be notified by email and published in a future issue of Handyman Magazine.

8. All entries (which shall include the literary works promoted as Cash For DIY, Your Projects or Reader Projects) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth). Reader’s Digest reserves the right to use entries in all print and electronic media.

9. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

10. The Promoter’s decision on all matters pertaining to this promotion is final.

11. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

12. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any tax liability incurred by a winner or entrant; or (e) use of a prize.

13. The Promoter is Direct Publishing Pty Limited (ABN 81 000 565 471), 80 Bay Street, Ultimo NSW 2007 in Australia.

Australian Handyman ‘Handy Hints’ Competition 2017

1. This prize scheme is open to residents of Australia aged 18 years or older only and runs throughout 2017.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality and/or creativity of their entry. To enter, readers must submit an original DIY tip. Readers may submit entries via email to handyman@rd.com.

5. The best valid entries, as determined by the judges in their discretion, will be published in a future issue of Handyman magazine and each winner will receive a prize comprising of AU$100.

6. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being judged.

7. The prize winners will be notified by email and published in a future issue of Handyman Magazine.

8. All entries (which shall include the literary works promoted as Your DIY Tips) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth). Reader’s Digest reserves the right to use entries in all print and electronic media.

9. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

10. The Promoter’s decision on all matters pertaining to this promotion is final.

11. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

12. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any tax liability incurred by a winner or entrant; or (e) use of a prize.

13. The Promoter is Direct Publishing Pty Limited (ABN 81 000 565 471), 80 Bay Street, Ultimo NSW 2007 in Australia.

Australian Handyman December 2016 Stanley game of skill competition

1. This prize scheme is open to residents of Australia aged 18 years or older only and opens November 28, 2016. All entries close at 5pm AEST on January 26, 2017.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. Limit of one entry per person.

5.     This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must answer in 25 words or less: “Tell us in 25 words or less why you need this tool pack”. Readers must submit entries online at http://www.handyman.net.au/stanley.

6. The best 5 valid entries, as determined by the judges in their discretion, will win one prize. The prize consists of 1 x Stanley FatMax Tool Box (RRP $50), 1 x Stanley 87-piece Metric Hand Tool Set (RRP $199), 1 x Stanley 16-piece Cushion Grip Screwdriver Set (RRP $35), 1 x Stanley FatMax 560g Large Strike Face Hammer (RRP $30), 1 x Stanley FatMax Exo Retractable Knife (RRP $19), 1 x Stanley Multi Angle Hobby Vice (RRP $40), and 1 x Stanley FatMax 1200mm Carbon Fibre Level (RRP $149).

7. The total prize value is AUD$1566, (inclusive of GST), consisting of 5 x $522 Stanley Prize packs. The prizes are not transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being chosen.

9. The prize winners will be notified by email and published on the Handyman website in March, 2016.

10. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used. The Promoter accepts no responsibility for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion or the on-line portion of the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion.

11. All entries (which shall include the literary works comprising the reply to the promotional question) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

12. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

13. The Promoter’s decision on all matters pertaining to this promotion is final.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in New Zealand (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize

16. The Promoter is Reader’s Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo NSW 2007 in Australia.

Australian Handyman ‘Share Your DIY Dreams’ Poll Game Of Skill Competition

1. This competition is open to residents of Australia and New Zealand and runs until December 1, 2016.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality and/or creativity of their entry.

5. The best valid entries, as determined by the judges in their discretion, may be published in a future issue of Handyman Magazine.

6. The best valid entry, as determined by the judges in their discretion, will win one prize. The prize consists of 1 x Handyman Pocket Multi-tool, valued at AU$30.

7. The prize will be delivered at the Promoter’s expense within six to eight weeks of the winners being judged.

8. The prize winner will be notified by email and may be published in a future issue of Handyman Magazine.

9. All entries become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth). Reader’s Digest reserves the right to use entries in all print and electronic media.

10. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

11. The Promoter’s decision on all matters pertaining to this promotion is final.

12. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

13. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any tax liability incurred by a winner or entrant; or (e) use of a prize.

14. The Promoter is Reader’s Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo NSW 2007 in Australia.

Australian Handyman August 2016 Ozito game of skill competition

1. This prize scheme is open to residents of Australia and New Zealand aged 18 years or older only and opens July 28, 2016. All entries close at 5pm AEST on August 24, 2016.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. Limit of one entry per person.

5.     This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must answer in 25 words or less: “Tell us in 25 words or less why your dad should have this DIY pack”. Readers must submit entries online at http://www.handyman.net.au/ozito.

6. The best 5 valid entries, as determined by the judges in their discretion, will win one prize. The prize  consists of 1 x Ozito Cordless Angle Grinder, 1x Ozito Compact Drill Driver, 1x Ozito Medium Tool Bag with seven pockets, 1x Ozito 18V Lithium Ion 1.5AH and 3.0Ah Battery Packs and Fast Charger, 1x Ozito Cordless USB Power Station and 1x Ozito Cordless Radio, from the Power X Change range.

7. The total prize value is AUD$1595, (inclusive of GST), consisting of 5 x $319 Ozito Prize packs. The prizes are not transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being chosen.

9. The prize winners will be notified by email and published on the Handyman website in October, 2016.

10. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used. The Promoter accepts no responsibility for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion or the on-line portion of the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion.

11. All entries (which shall include the literary works comprising the reply to the promotional question) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

12. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

13. The Promoter’s decision on all matters pertaining to this promotion is final.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in New Zealand (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize

16. The Promoter is Reader’s Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo NSW 2007 in Australia.

New Zealand Handyman Ozito game of skill competition

1. This prize scheme is open to residents of New Zealand aged 18 years or older only and opens July 25, 2016. All entries close at 5pm AEST on August 24, 2016.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. Limit of one entry per person.

5.     This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must answer in 25 words or less: “Tell us in 25 words or less why your dad should have this DIY pack”. Readers must submit entries online at http://www.handymanmagazine.co.nz/ozito

6. The best 4 valid entries, as determined by the judges in their discretion, will win one prize. The prize  consists of 1 x Ozito Cordless Angle Grinder, 1x Ozito Cordless Drill Driver, 1x Ozito Medium Tool Bag with seven pockets, 1x Ozito 18V Lithium Ion 1.5AH and 3.0Ah Battery Packs and Fast Charger and 1x Ozito Cordless Radio, from the Power X Change range.

7. The total prize value is NZD$1708, (inclusive of GST), consisting of 4 x $427 Ozito Prize packs. The prizes are not transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being chosen.

9. The prize winners will be notified by email and published on the Handyman website in October, 2016.

10. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used. The Promoter accepts no responsibility for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion or the on-line portion of the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion.

11. All entries (which shall include the literary works comprising the reply to the promotional question) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

12. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

13. The Promoter’s decision on all matters pertaining to this promotion is final.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in New Zealand (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize

16. The Promoter is Reader’s Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo NSW 2007 in Australia.

Australian Handyman Tumbleweed game of skill competition

1. This prize scheme is open to residents of Australia and New Zealand aged 18 years or older only and opens April 28, 2016. All entries close at 5pm AEST on May 26, 2016.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and Entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. Limit of one entry per person.

5.     This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality, creativity and/or humour of their entry. To enter, readers must answer in 25 words or less: “Tell us in 25 words or less which kit you’d like and why you want to start composting”. Readers must submit entries online at http://www.handyman.net.au/tumbleweed.

6. The best 30 valid entries, as determined by the judges in their discretion, will win one prize. Prize 1 consists of 1 x Pet Poo Worm Farm, 1 x Tube-O-Worms, 1 x Compost Mate. Prize 2 consists of 1 x Worm Feast, 1 x Worm Farm & Compost Conditioner, 1 x Organi-bin.

7. The total prize value is AUD$3630, (inclusive of GST), consisting of 10 x Prize 1 packs and 20 x Prize 2 packs. The prizes are not transferable, exchangeable or redeemable for cash.

8. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being chosen.

9. The prize winners will be notified by email and published on the Handyman website in June 2016.

10. Any cost associated with accessing the promotional website is the entrant’s responsibility and is dependent on the internet service provider used. The Promoter accepts no responsibility for any technical hardware or software failures of any kind, lost or unavailable network connections or failed, incomplete, garbled or delayed computer transmission or any human error which may occur in the receipt or processing of entries. Further, the Promoter accepts no responsibility for damage to computer systems from downloading any information necessary to participate in the promotion. The Promoter reserves the right to terminate or modify the promotion or the on-line portion of the promotion at any time if the Promoter’s on-line service is no longer available or is compromised by any virus, bugs, or other intervention beyond the Promoter’s control. In either of these events, prizes may be awarded based on entries received prior to date of termination. The Promoter reserves the right in its sole discretion to disqualify any entrant who tampers with the internet entry process or is in any other way responsible for compromising the orderly operation of the promotion.

11. All entries (which shall include the literary works comprising the reply to the promotional question) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth).

12. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

13. The Promoter’s decision on all matters pertaining to this promotion is final.

14. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in New Zealand (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

15. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any variation in prize value to that stated in these Terms and Conditions; (e) any tax liability incurred by a winner or entrant; or (f) use of a prize

16. The Promoter is Reader’s Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo NSW 2007 in Australia.

Australian Handyman ‘Cash For DIY’ Competition 2016

1. This prize scheme is open to residents of Australia and New Zealand aged 18 years or older only and runs throughout 2016.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality and/or creativity of their entry. To enter, readers must submit an original story describing their DIY project and accompanying images. Readers may submit entries via email to handyman@rd.com.

5. The best valid entries, as determined by the judges in their discretion, will be published in a future issue of Handyman magazine and each winner will receive a prize comprising of AU$300.

6. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being judged.

7. The prize winners will be notified by email and published in a future issue of Handyman Magazine.

8. All entries (which shall include the literary works promoted as Cash For DIY, Your Projects or Reader Projects) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth). Reader’s Digest reserves the right to use entries in all print and electronic media.

9. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

10. The Promoter’s decision on all matters pertaining to this promotion is final.

11. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

12. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any tax liability incurred by a winner or entrant; or (e) use of a prize.

13. The Promoter is Reader’s Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo NSW 2007 in Australia.

Australian Handyman ‘Handy Hints’ Competition 2016

1. This prize scheme is open to residents of Australia aged 18 years or older only and runs throughout 2016.

2. The promotional material, information on how to enter and prize details form part of these rules. To be eligible to enter, you must reply in accordance with the conditions specified in this promotion. Employees of the Promoter and members of their immediate families are not eligible to enter. The Promoter cannot accept responsibility for lost, misdirected or delayed entries.

3. The Promoter reserves the right, at any time, to verify the validity of entries and entrants (including an entrant’s identity, age and place of residence) and to disqualify any entrant who submits an entry that is not in accordance with these Terms and Conditions or who tampers with the entry process. Failure by the Promoter to enforce any of its rights at any stage does not constitute a waiver of those rights.

4. This is a game of skill and chance plays no part in determining the winners. Each entry will be individually judged and the winners will be determined based on the originality and/or creativity of their entry. To enter, readers must submit an original DIY tip. Readers may submit entries via email to handyman@rd.com.

5. The best valid entries, as determined by the judges in their discretion, will be published in a future issue of Handyman magazine and each winner will receive a prize comprising of AU$100.

6. The prizes will be delivered at the Promoter’s expense within six to eight weeks of the winners being judged.

7. The prize winners will be notified by email and published in a future issue of Handyman Magazine.

8. All entries (which shall include the literary works promoted as Your DIY Tips) become the property of the Promoter. As a condition of entering into this promotion, each entrant agrees to assign all of their rights, title and interest (including copyright) in and to their entry to the Promoter. Each entrant warrants to the Promoter that each entry submitted is an original literary work of the entrant that does not infringe the rights of any third party. The entrant agrees to indemnify the Promoter against all costs and claims by third parties arising from a breach of this warranty. Entrants consent to any use of their entry which may otherwise infringe their moral rights pursuant to the Copyright Act 1968 (Cth). Reader’s Digest reserves the right to use entries in all print and electronic media.

9. The Promoter collects personal information in order to conduct the promotion and may, for this purpose, disclose such information to third parties, including but not limited to agents, contractors, service providers, and prize suppliers. Entry is conditional on providing this information. The Promoter may, for an indefinite period, unless otherwise advised, use the information for promotional, marketing, publicity, research and profiling purposes, including sending electronic messages or telephoning the entrant. Entrants should direct any request to access, update or correct information to the Promoter.

10. The Promoter’s decision on all matters pertaining to this promotion is final.

11. Nothing in these Terms and Conditions limits, excludes or modifies or purports to limit, exclude or modify the statutory consumer guarantees as provided under the Competition and Consumer Act, as well as any other implied warranties under the ASIC Act or similar consumer protection laws in the State and Territories of Australia (“Non-Excludable Guarantees”). Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of the promotion.

12. Except for any liability that cannot by law be excluded, including the Non-Excludable Guarantees, the Promoter (including its respective officers, employees and agents) is not responsible for and excludes all liability (including negligence), for any personal injury; or any loss or damage (including loss of opportunity); whether direct, indirect, special or consequential, arising in any way out of: (a) any technical difficulties or equipment malfunction (whether or not under the Promoter’s control); (b) any theft, unauthorised access or third party interference; (c) any entry or prize claim that is late, lost, altered, damaged or misdirected (whether or not after their receipt by the Promoter) due to any reason beyond the reasonable control of the Promoter; (d) any tax liability incurred by a winner or entrant; or (e) use of a prize.

13. The Promoter is Reader’s Digest (Australia) Pty Ltd (ABN 81 000 565 471), 80 Bay Street, Ultimo NSW 2007 in Australia.